Banks (DMV) · Bank · Structural / no discrete incident
Congressional Bank
Headline
Congressional Bank looks like a small Bethesda community bank, but it also has fintech partnerships — for example, a 2021 expansion of its arrangement to purchase small-business loans through the Funding Circle…
Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.
Congressional Bank looks like a small Bethesda community bank, but it also has fintech partnerships — for example, a 2021 expansion of its arrangement to purchase small-business loans through the Funding Circle platform (Banking Exchange, Aug. 16, 2021). Where a bank sits behind a fintech platform, a borrower's data can end up in the bank's systems because of an app they chose, under data-sharing terms layered on top of the bank's own privacy notice. Whether Congressional Bank provides banking-as-a-service to consumer fintech apps was not verified.
- Severity
- Evidence tierUnassigned
- Claims confirmed
- Last verified2026-08-04
Primary source. None recorded — Unverified - heuristic first draft.
Terms
Arbitration
Not confirmed this pass.
Data sharing
Not independently confirmed this pass. Congressional Bank has at least one documented fintech partnership (purchasing small-business loans through Funding Circle, expanded in 2021); broader banking-as-a-service relationships were not verified. Fintech partnerships typically carry their own layered data-sharing arrangements beyond the bank's own privacy policy.
Fees and billing
Not confirmed this pass.
Contacts
Privacy contact. Not recorded.
Legal notice. Not verified this pass. If publicly traded: SEC Form 10-K cover page gives the official corporate address; the Secretary of State business-entity search in the state of incorporation gives the registered agent, which must accept service. If private: the state registered agent is usually the only reliable route.
Mailing address. Not recorded.
Evidence
No claims have been itemized for this row yet.
No sources are on file for this row yet.
Source vault
Link status: Candidate - not yet fetched
| Document | Last fetch | |
|---|---|---|
| Privacy policy congressionalbank.com | Not fetched yet | NOT CONFIRMED |
| Terms of service congressionalbank.com (Deposit Account Agreement not individually located this pass) | Not fetched yet | NOT CONFIRMED |
| Website No URL recorded | Not fetched yet | — |
| Primary source No URL recorded Verification: Unverified - heuristic first draft | Not fetched yet | — |
Enforcement
No enforcement actions are linked to this row.
State statute
No HQ state on file, so no state statute applies by headquarters.