Banks (DMV) · Bank · Structural / no discrete incident
John Marshall Bank
Headline
The 'scary' finding here is really about everyone ELSE: John Marshall explicitly promises it will NOT sell your mortgage to a third party — and frames this as a selling point specifically BECAUSE it's unusual.
Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.
The 'scary' finding here is really about everyone ELSE: John Marshall explicitly promises it will NOT sell your mortgage to a third party — and frames this as a selling point specifically BECAUSE it's unusual. Read the other way around: at most larger banks in this tracker, having your mortgage sold off to a company you never chose and never agreed to deal with is simply the normal, expected outcome.
- Severity
- Evidence tierUnassigned
- Claims confirmed
- Last verified2026-08-04
Primary source. None recorded — Unverified - heuristic first draft.
Terms
Arbitration
Not confirmed this pass — verify the actual Deposit Account Agreement directly.
Data sharing
POSITIVE FINDING: John Marshall Bank explicitly commits that its Adjustable Rate Mortgage product will NOT be sold to third-party financial institutions, framing this as part of a broader 'we keep relationships in-house' commitment — a genuine contrast to the many larger banks in this tab whose mortgages/loans are routinely sold/serviced by third parties.
Fees and billing
No points charged on the ARM mortgage product; standard fees described as 'reduced to a bare minimum' (not independently quantified this pass).
Contacts
Privacy contact. Not recorded.
Legal notice. Not verified this pass. If publicly traded: SEC Form 10-K cover page gives the official corporate address; the Secretary of State business-entity search in the state of incorporation gives the registered agent, which must accept service. If private: the state registered agent is usually the only reliable route.
Mailing address. Not recorded.
Evidence
No claims have been itemized for this row yet.
No sources are on file for this row yet.
Source vault
Link status: Candidate - not yet fetched
| Document | Last fetch | |
|---|---|---|
| Privacy policy https://www.johnmarshallbank.com/consumer-privacy-policy/ (linked from homepage; contents not reviewed this pass) | Not fetched yet | NOT CONFIRMED |
| Terms of service johnmarshallbank.com/resources/faqs/ (Deposit Account Agreement not individually located as direct PDF) | Not fetched yet | NOT CONFIRMED |
| Website No URL recorded | Not fetched yet | — |
| Primary source No URL recorded Verification: Unverified - heuristic first draft | Not fetched yet | — |
Enforcement
No enforcement actions are linked to this row.
State statute
No HQ state on file, so no state statute applies by headquarters.