Terms Unconditional

Banks (DMV) · Bank (MERGED - see TowneBank row) · Structural / no discrete incident

Old Point National Bank

Headline

N/A — see TowneBank row; this bank no longer exists as a separate entity.

Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.

  • SeveritySeverity 2 of 5, not independently verified. N/A — see TowneBank row; this bank no longer exists as a separate entity.
  • Evidence tierUnassigned
  • Claims confirmedNo sourced claims yet
  • Last verified2026-08-04

Primary source. None recorded — Unverified - heuristic first draft.

Last verified 96 days agoverified 96 days ago0180 days
Freshness. Last verified 96 days ago (2026-08-04); stale after 180 days.

Terms

Arbitration

N/A

Data sharing

N/A - see TowneBank row for current entity

Who holds your data. Data chain: Old Point National Bank, then TowneBank (merger effective Sept 1, 2025) (parent).

Fees and billing

N/A

Contacts

Privacy contact. Not recorded.

Legal notice. Not verified this pass. If publicly traded: SEC Form 10-K cover page gives the official corporate address; the Secretary of State business-entity search in the state of incorporation gives the registered agent, which must accept service. If private: the state registered agent is usually the only reliable route.

Mailing address. Not recorded.

No published channel
Paper trail: none. No published channel.

Evidence

No claims have been itemized for this row yet.

No sources are on file for this row yet.

Source vault

Link status: Candidate - not yet fetched

DocumentLast fetchPDF
Privacy policy
N/A
Not fetched yetN/A
Terms of service
N/A - merged into TowneBank
Not fetched yetN/A
Website
No URL recorded
Not fetched yet—
Primary source
No URL recorded
Verification: Unverified - heuristic first draft
Not fetched yet—

Enforcement

No enforcement actions are linked to this row.

State statute

No HQ state on file, so no state statute applies by headquarters.