Terms Unconditional

Banks (DMV) · Bank · Structural / no discrete incident

TowneBank (now incl. Old Point National Bank)

Headline

TowneBank has been on an active buying spree — Village Bank & Trust in April 2025, then Old Point National Bank (a ~$203 million deal) completed on September 1, 2025.

Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.

TowneBank has been on an active buying spree — Village Bank & Trust in April 2025, then Old Point National Bank (a ~$203 million deal) completed on September 1, 2025. If you banked at either, you now have a different routing number, a different mobile app, and a different account agreement than the one you originally signed, simply because your bank got bought.

  • SeveritySeverity 2 of 5, not independently verified. TowneBank has been on an active buying spree — Village Bank & Trust in April 2025, then Old Point National Bank (a ~$203 million deal) completed on September 1, 2025.
  • Evidence tierUnassigned
  • Claims confirmedNo sourced claims yet
  • Last verified2026-08-04

Primary source. None recorded — Unverified - heuristic first draft.

Last verified 96 days agoverified 96 days ago0180 days
Freshness. Last verified 96 days ago (2026-08-04); stale after 180 days.

Terms

Arbitration

Not confirmed this pass.

Data sharing

Not independently confirmed this pass.

Fees and billing

Not confirmed this pass.

Contacts

Privacy contact. Not recorded.

Legal notice. Not verified this pass. If publicly traded: SEC Form 10-K cover page gives the official corporate address; the Secretary of State business-entity search in the state of incorporation gives the registered agent, which must accept service. If private: the state registered agent is usually the only reliable route.

Mailing address. Not recorded.

No published channel
Paper trail: none. No published channel.

Evidence

No claims have been itemized for this row yet.

No sources are on file for this row yet.

Source vault

Link status: Candidate - not yet fetched

DocumentLast fetchPDF
Privacy policy
townebank.com (privacy notice not individually located this pass)
Not fetched yetNOT CONFIRMED
Terms of service
townebank.com (Deposit Account Agreement not individually located as direct PDF this pass)
Not fetched yetNOT CONFIRMED
Website
No URL recorded
Not fetched yet—
Primary source
No URL recorded
Verification: Unverified - heuristic first draft
Not fetched yet—

Enforcement

No enforcement actions are linked to this row.

State statute

No HQ state on file, so no state statute applies by headquarters.