Banks (DMV) · Bank · Private litigation
Truist
Headline
Truist's Mutual Arbitration Agreement — the clause that takes away your right to sue in court — sits near the end of a long online/mobile banking agreement…
Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.
Truist's Mutual Arbitration Agreement — the clause that takes away your right to sue in court — sits near the end of a long online/mobile banking agreement (it begins on page 50 of the 54-page agreement effective April 8, 2026, with the jury-trial and class-action waivers running through page 54). A customer would have to read most of the document before discovering they've signed away their day in court.
- Severity
- Evidence tierUnassigned
- Claims confirmed
- Last verified2026-08-04
Case status. Private litigation; no sources are on file yet, so no legal tier is assigned.
Primary source. None recorded — Unverified - heuristic first draft.
Terms
Arbitration
Mutual Arbitration Agreement + jury trial waiver + litigation class action waiver, all explicitly headed sections, located near the end of a long online/mobile banking agreement (it begins on page 50 of the 54-page agreement effective April 8, 2026, with the jury-trial and class-action waivers running through page 54).
Data sharing
Standard affiliate/third-party sharing for servicing and marketing; opt-out mechanisms described in privacy notice.
Fees and billing
Standard deposit/overdraft fee schedule (review Truist Consumer Fee Schedule separately for current amounts).
Contacts
Privacy contact. Not recorded.
Legal notice. PUBLIC COMPANY (TFC). Service route: c/o General Counsel / Corporate Secretary, Charlotte, North Carolina — the corporate address on the SEC Form 10-K cover page is the official address of record. Confirm the exact street address on the current 10-K at sec.gov/edgar, and check the state-of-incorporation registered agent (usually Delaware; most large filers use The Corporation Trust Company or Corporation Service Company) via the Secretary of State business-entity search. A registered agent MUST accept service, which is why it is the reliable channel when a company publishes no privacy address.
Mailing address. Not recorded.
Evidence
No claims have been itemized for this row yet.
No sources are on file for this row yet.
Source vault
Link status: Candidate - not yet fetched
| Document | Last fetch | |
|---|---|---|
| Privacy policy truist.com/privacy (see Online & Mobile Banking Agreement Privacy sections) | Not fetched yet | NO (HTML only) |
| Terms of service truist.com/content/dam/truist-bank/us/en/documents/agreement/online-and-mobile-banking-service-agreement.pdf | Not fetched yet | YES |
| Website truist.com | Not fetched yet | — |
| Primary source No URL recorded Verification: Unverified - heuristic first draft | Not fetched yet | — |
Enforcement
No enforcement actions are linked to this row.
State statute
No comprehensive state privacy statute on file for North Carolina