Banks (DMV) · Bank · Structural / no discrete incident
United Bank
Headline
United Bank's current consumer fee schedule (revised October 15, 2026) lists a $36 per-item overdraft fee, capped at three per day, with no charge when the account is overdrawn by $50 or less.
Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.
United Bank's current consumer fee schedule (revised October 15, 2026) lists a $36 per-item overdraft fee, capped at three per day, with no charge when the account is overdrawn by $50 or less. An earlier entry claiming an NSF fee rising to $33 and higher ATM and foreign-currency fees effective August 1, 2026 could not be confirmed against that schedule and may concern a different bank named 'United Bank'.
- Severity
- Evidence tierUnassigned
- Claims confirmed
- Last verified2026-08-04
Primary source. None recorded — Unverified - heuristic first draft.
Terms
Arbitration
Not confirmed this pass.
Data sharing
Not independently confirmed this pass.
Fees and billing
Current consumer fee schedule (FS-PER-Rev. 10-15-2026): overdraft fee $36/item, max 3 per day, waived if overdrawn by $50 or less; stop payment $36; ATM transactions free; no separate NSF fee listed. Prior claim of NSF rising to $33 and a $50 foreign-currency order fee effective 8/1/2026 not confirmed.
Contacts
Privacy contact. Not recorded.
Legal notice. Not verified this pass. If publicly traded: SEC Form 10-K cover page gives the official corporate address; the Secretary of State business-entity search in the state of incorporation gives the registered agent, which must accept service. If private: the state registered agent is usually the only reliable route.
Mailing address. Not recorded.
Evidence
No claims have been itemized for this row yet.
No sources are on file for this row yet.
Source vault
Link status: Candidate - not yet fetched
| Document | Last fetch | |
|---|---|---|
| Privacy policy accessunited.com (Privacy Notice not individually located this pass) | Not fetched yet | NOT CONFIRMED |
| Terms of service accessunited.com/customer-service/disclosures (Deposit Account Agreement effective Aug 1, 2026 linked here) | Not fetched yet | NOT CONFIRMED (disclosures page indexes several PDFs; the specific Deposit Account Agreement PDF URL was not resolved to a direct link this pass) |
| Website No URL recorded | Not fetched yet | — |
| Primary source No URL recorded Verification: Unverified - heuristic first draft | Not fetched yet | — |
Enforcement
No enforcement actions are linked to this row.
State statute
No HQ state on file, so no state statute applies by headquarters.