Terms Unconditional

Banks (DMV) · Bank · Structural / no discrete incident

WesBanco (fmr. Old Line Bank)

Headline

If you were a Maryland-based Old Line Bank customer, you're no longer under a Maryland-focused agreement at all — Old Line was absorbed into WesBanco, a West Virginia-headquartered bank, back in 2019, and your account…

Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.

If you were a Maryland-based Old Line Bank customer, you're no longer under a Maryland-focused agreement at all — Old Line was absorbed into WesBanco, a West Virginia-headquartered bank, back in 2019, and your account now runs on WesBanco's NATIONAL terms. The same silent-transfer pattern seen across this whole tab: local banks disappear into out-of-state parents, and depositors' actual legal terms change without them ever signing anything new.

  • SeveritySeverity 2 of 5, not independently verified. If you were a Maryland-based Old Line Bank customer, you're no longer under a Maryland-focused agreement at all — Old Line was absorbed into WesBanco, a West Virginia-headquartered bank, back in 2019, and your account…
  • Evidence tierUnassigned
  • Claims confirmedNo sourced claims yet
  • Last verified2026-08-04

Primary source. None recorded — Unverified - heuristic first draft.

Last verified 96 days agoverified 96 days ago0180 days
Freshness. Last verified 96 days ago (2026-08-04); stale after 180 days.

Terms

Arbitration

Not confirmed whether Deposit Account Agreement includes arbitration — the Online Banking Agreement excerpt reviewed did not include an arbitration section; verify the separate core Deposit Account Agreement directly.

Data sharing

Standard e-disclosure consent process; no unusual third-party data-sharing language found in the Online Banking Agreement excerpt.

Fees and billing

Not confirmed this pass.

Contacts

Privacy contact. Not recorded.

Legal notice. Not verified this pass. If publicly traded: SEC Form 10-K cover page gives the official corporate address; the Secretary of State business-entity search in the state of incorporation gives the registered agent, which must accept service. If private: the state registered agent is usually the only reliable route.

Mailing address. Not recorded.

No published channel
Paper trail: none. No published channel.

Evidence

No claims have been itemized for this row yet.

No sources are on file for this row yet.

Source vault

Link status: Candidate - not yet fetched

DocumentLast fetchPDF
Privacy policy
wesbanco.com/privacy-notice/
Not fetched yetNO (HTML only)
Terms of service
wesbanco.com/disclosures/Disclosures-OnlineBanking.pdf
Not fetched yetYES (Online Banking disclosures specifically; general Deposit Account Agreement not located as direct PDF)
Website
No URL recorded
Not fetched yet—
Primary source
No URL recorded
Verification: Unverified - heuristic first draft
Not fetched yet—

Enforcement

No enforcement actions are linked to this row.

State statute

No HQ state on file, so no state statute applies by headquarters.