Terms Unconditional

Credit Bureaus & Data Brokers · Consumer reporting agency (the 'fourth bureau') · No confirmed finding (unverified, not clean)

Innovis

Headline

Nothing confirmed

Innovis keeps credit files on consumers like the big three bureaus, but it is far less known, and its reports are used mostly for prescreened marketing offers, according to Wikipedia.

Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.

What this pass recorded. Innovis keeps credit files on consumers like the big three bureaus, but it is far less known, and its reports are used mostly for prescreened marketing offers, according to Wikipedia. Its privacy notice says it sells consumer reports containing personal information. Innovis also says it does not honor Global Privacy Control browser signals and cannot process consumer requests to opt out of marketing. No enforcement action or breach was identified this pass. That reflects limited research, not a clean record.

  • SeveritySeverity 2 of 5, not independently verified. Innovis keeps credit files on consumers like the big three bureaus, but it is far less known, and its reports are used mostly for prescreened marketing offers, according to Wikipedia.
  • Evidence tierUnassigned
  • Claims confirmedNo sourced claims yet
  • Last verified2026-10-16

Primary source. business.innovis.com/privacy/privacy-notice — Unverified - heuristic first draft.

Last verified 23 days agoverified 23 days ago0180 days
Freshness. Last verified 23 days ago (2026-10-16); stale after 180 days.

Terms

Arbitration

Not verified this pass. No consumer contract identified.

Data sharing

SELLS CONSUMER REPORTS: 'we sell consumer reports that include personal information to our customers' (privacy notice effective Aug. 14, 2026). The notice says it does not sell B2B personal information, does not sell data for LLM training, and does 'not act in response to GPC signals'. Customer-provided information may go to affiliates, resellers, subcontractors and data vendors. FCRA prescreen opt-out is available through the industry opt-out; the Innovis opt-out page was not read this pass.

Who holds your data. Data chain: Innovis, then CBC Companies (per Wikipedia; not primary-verified this pass) (parent).

Fees and billing

None identified this pass.

Contacts

Privacy contact. Innovis, Attn: Privacy Office, P.O. Box 530065, Atlanta, GA 30353-0065; 1-833-644-9985 (Innovis asks that inquiries not be sent by email); Consumer Assistance 1-800-540-2505

Legal notice. Not verified this pass. Use the state registered-agent search for Innovis Data Solutions, Inc.

Mailing address. Not recorded.

Written channel present
Paper trail: written. Written channel present.

Evidence

No claims have been itemized for this row yet.

Sources

SourceClaimTierStatusQuote
Company privacy policy · 2026-08-14
business.innovis.com/privacy/privacy-notice
whole rowUnassignedconfirmed“we sell consumer reports that include personal information to our customers”
Quote basis: not recorded.
Company page · 2026-10-16
www.innovis.com/privacy
whole rowUnassignedconfirmedNo quote recorded.
Quote basis: not recorded.
Wikipedia (lead only) · 2026-10-16
en.wikipedia.org/wiki/Innovis
whole rowUnassignedconfirmed“Innovis is the credit reporting division of CBC Companies”
Quote basis: not recorded.

Source vault

Link status: Candidate - not yet fetched

DocumentLast fetchPDF
Privacy policy
https://business.innovis.com/privacy/privacy-notice
Not fetched yetNOT CONFIRMED
Terms of service
Not verified this pass
Not fetched yetNOT CONFIRMED
Website
https://www.innovis.com
Not fetched yet—
Primary source
https://business.innovis.com/privacy/privacy-notice
Verification: Unverified - heuristic first draft
Not fetched yet—

Enforcement

No enforcement actions are linked to this row.

State statute

No comprehensive state privacy statute on file for OH