Terms Unconditional

Credit Bureaus & Data Brokers · Insurance data analytics / specialty consumer reporting (driving data) · Private litigation

Verisk (consumer driving/insurance data)

Headline

Verisk built 'Driving Behavior Data History Reports' for auto insurers from driving data supplied by General Motors, Honda and Hyundai vehicles.

Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.

Verisk built 'Driving Behavior Data History Reports' for auto insurers from driving data supplied by General Motors, Honda and Hyundai vehicles. Verisk told Privacy4Cars it 'no longer receives this data from these automakers' and stopped selling those reports in 2024. That came after reporting that GM drivers' insurance premiums were being affected by data they did not know was shared. Shutting down the product did not end the legal exposure. In April 2026 the driving-data MDL in N.D. Ga. let FCRA claims against Verisk proceed, so the core question is still open: whether Verisk acted as a consumer reporting agency for driving behavior without FCRA's accuracy, notice and dispute protections.

  • SeveritySeverity 3 of 5, not independently verified. Verisk built 'Driving Behavior Data History Reports' for auto insurers from driving data supplied by General Motors, Honda and Hyundai vehicles.
  • Evidence tierUnassigned
  • Claims confirmedNo sourced claims yet
  • Last verified2026-10-16

Case status. Private litigation; the legal tier of its sources has not been assigned yet.

Primary source. therecord.media/data-broker-shuts-product-driver-patterns — Unverified - heuristic first draft.

Last verified 23 days agoverified 23 days ago0180 days
Freshness. Last verified 23 days ago (2026-10-16); stale after 180 days.

Terms

Arbitration

Not applicable: no consumer contract identified (B2B data supplier).

Data sharing

DRIVING DATA: Verisk received driving data from GM, Honda and Hyundai vehicles to generate reports for insurers, and stopped by mid-2024 (per Verisk's statement to Privacy4Cars, reported by The Record). Verisk's State Data Privacy Notice (last updated Aug. 2025) says 'We do not sell or share consumers' personal information collected via Verisk.com', but that statement covers only website data, not insurance or claims databases. No consumer-facing notice for its insurance or driving datasets was located this pass.

Who holds your data. Data chain: Verisk (consumer driving/insurance data), then Verisk Analytics, Inc. (public; Nasdaq: VRSK) (parent).

Fees and billing

None identified; no consumer billing relationship.

Contacts

Privacy contact. privacy@verisk.com; 1-855-224-3293

Legal notice. Verisk Analytics, Inc., 545 Washington Boulevard, Jersey City, NJ 07310-1686 (SEC 10-Q cover / EDGAR). The registered agent was not verified this pass.

Mailing address. Not recorded.

Written channel present
Paper trail: written. Written channel present.

Evidence

No claims have been itemized for this row yet.

Sources

SourceClaimTierStatusQuote
News (quoting Verisk letter) · 2024-06-11
therecord.media/data-broker-shuts-product-driver-patterns
whole rowUnassignedconfirmed“Verisk received driving data from vehicles manufactured by General Motors, Honda, and Hyundai.”
Quote basis: not recorded.
News · 2026-04-23
news.bloomberglaw.com/litigation/gm-analytics-firms-fail-to-shake-lawsuit-over-drivers-data
whole rowUnassignedconfirmed“adequately pleaded claims against LexisNexis Risk Solutions Inc. and Verisk Analytics Inc.”
Quote basis: not recorded.
Plaintiffs' firm press release · 2026-04-27
dicellolevitt.com/court-allows-gm-onstar-vehicle-data-privacy-lawsuit-to-move-forward/
whole rowUnassignedconfirmedNo quote recorded.
Quote basis: not recorded.
Company privacy policy · 2025-08
www.verisk.com/privacy-policies/state-data-privacy-notice/
whole rowUnassignedconfirmed“We do not sell or share consumers' personal information collected via Verisk.com.”
Quote basis: not recorded.
Company page · 2026-10-16
www.verisk.com/privacy-policies/
whole rowUnassignedconfirmedNo quote recorded.
Quote basis: not recorded.
SEC 10-Q · 2026-06-30
www.sec.gov/Archives/edgar/data/0001442145/000143774926024749/vrsk20260630_10q.htm
whole rowUnassignedconfirmedNo quote recorded.
Quote basis: not recorded.

Source vault

Link status: Candidate - not yet fetched

DocumentLast fetchPDF
Privacy policy
https://www.verisk.com/privacy-policies/state-data-privacy-notice/
Not fetched yetNOT CONFIRMED
Terms of service
Not verified this pass
Not fetched yetNOT CONFIRMED
Website
https://www.verisk.com
Not fetched yet—
Primary source
https://therecord.media/data-broker-shuts-product-driver-patterns
Verification: Unverified - heuristic first draft
Not fetched yet—

Enforcement

No enforcement actions are linked to this row.

State statute

Headquarters on file: NJ. Provisions of NJDPA on file:

ProvisionTypeSource
Universal Opt-Out Mechanism Required
N.J. Stat. § 56:8-166.11(b)
hardsource
Minor Protections — Opt-In for Ages 13 to 16
N.J. Stat. § 56:8-166.12(a)(7)
hardsource
Sensitive Data — Expanded Categories Including Financial Information and Trans/NB Status
N.J. Stat. § 56:8-166.4
hardsource
Applicability Threshold — Activity-Based Second Tier (Any Sale Revenue)
N.J. Stat. § 56:8-166.5
thresholdsource
Enforcement — AG; Higher Per-Violation Penalties Under NJ CFA
N.J. Stat. §§ 56:8-166.17, 56:8-166.19
hardsource