F500 Insurance Remainder · Insurance: Property and Casualty (Stock) · B2B / No consumer relationship
FM
Headline
Mutual commercial property insurer (formerly FM Global) serving large corporate clients, owned by its policyholders.
Not independently verified. Verification status: Unverified - heuristic first draft. Publish state: draft unverified.
Mutual commercial property insurer (formerly FM Global) serving large corporate clients, owned by its policyholders. Its business model is unusual and worth noting: FM invests heavily in loss-prevention engineering and site inspection rather than pure risk transfer, which means it holds detailed physical and operational data about its insureds' facilities. No consumer relationship.
- Severity
- Evidence tierUnassigned
- Claims confirmed
- Last verified2026-08-04
Primary source. None recorded — Unverified - heuristic first draft.
Terms
Arbitration
Not independently confirmed this pass — standard binding arbitration + class action waiver expected.
Data sharing
Not independently confirmed this pass with a specific named data-privacy lawsuit or breach; recommend checking against the shared MOVEit/Kelly Benefits vendor-breach waves documented extensively for other insurers throughout this tracker (Lincoln National, Hartford, Corebridge), since third-party benefits-administration and file-transfer vendors serve the insurance industry broadly.
Fees and billing
Not itemized this pass.
Contacts
Privacy contact. Not recorded.
Legal notice. Not applicable to consumer notice - B2B row
Mailing address. Not recorded.
Evidence
No claims have been itemized for this row yet.
No sources are on file for this row yet.
Source vault
Link status: Candidate - not yet fetched
| Document | Last fetch | |
|---|---|---|
| Privacy policy See FM's own published privacy policy | Not fetched yet | NOT CONFIRMED |
| Terms of service See FM's own published terms of service | Not fetched yet | NOT CONFIRMED |
| Website No URL recorded | Not fetched yet | — |
| Primary source No URL recorded Verification: Unverified - heuristic first draft | Not fetched yet | — |
Enforcement
No enforcement actions are linked to this row.
State statute
No HQ state on file, so no state statute applies by headquarters.