Gap

Gap, Old Navy, Banana Republic and Athleta share one company and one loyalty infrastructure, so a customer shopping across four apparently different brands at four price points is building a single profile that also reveals household composition and income band. Gap's private-label and co-branded credit cards for Old Navy, Gap, Banana Republic and Athleta are issued and serviced by Barclays Bank Delaware (Gap ended its Synchrony program in April 2022), so disputes on a store card go to Barclays rather than the retailer.

• Severity
• Evidence tierUnassigned
• Claims confirmed
• Last verified2026-08-04

Primary source. None recorded — Unverified - heuristic first draft.

Arbitration

Not independently confirmed this pass — standard binding arbitration + class action waiver expected.

Contacts

Privacy contact. Not recorded.

Legal notice. PUBLIC COMPANY (GAP). Service route: c/o General Counsel / Corporate Secretary, San Francisco, California — the corporate address on the SEC Form 10-K cover page is the official address of record. Confirm the exact street address on the current 10-K at sec.gov/edgar, and check the state-of-incorporation registered agent (usually Delaware; most large filers use The Corporation Trust Company or Corporation Service Company) via the Secretary of State business-entity search. A registered agent MUST accept service, which is why it is the reliable channel when a company publishes no privacy address.

Mailing address. Not recorded.