Progressive

The honest finding here is a gap rather than a scandal: no confirmed regulatory action, settlement or breach specific to Progressive surfaced this pass, and manufacturing one would be worse than saying so. The one confirmed matter is private litigation: Progressive Casualty is a co-defendant with Toyota and its affiliate Connected Analytic Services in Siefke v. Toyota Motor North America (E.D. Tex.), a putative class action alleging driving data was shared with insurers; on Dec. 2, 2025 the court compelled arbitration and stayed the case (see the Toyota row). What IS documented is the business model - Snapshot is a telematics program that collects real-time driving behavior, and Progressive sits in the group of insurers whose programs can raise a rate rather than only lower one. That matters because the Texas Attorney General's Allstate complaint alleges the broader pattern plainly: driving data gets collected and is used by insurers to justify premium increases at quote and renewal (as characterized in that complaint; exact wording not re-verified this pass). Progressive is not named in that action. Treat this row as an open question with a live industry pattern behind it, and re-verify before relying on the absence of findings.

• Severity
• Evidence tierUnassigned
• Claims confirmed
• Last verified2026-08-04

Case status. Private litigation; no sources are on file yet, so no legal tier is assigned.

Primary source. None recorded — Unverified - heuristic first draft.

Arbitration

Not independently confirmed this pass — standard binding arbitration + class action waiver expected.

Contacts

Privacy contact. Not recorded.

Legal notice. PUBLIC COMPANY (PGR). Service route: c/o General Counsel / Corporate Secretary, Mayfield Village, Ohio — the corporate address on the SEC Form 10-K cover page is the official address of record. Confirm the exact street address on the current 10-K at sec.gov/edgar, and check the state-of-incorporation registered agent (usually Delaware; most large filers use The Corporation Trust Company or Corporation Service Company) via the Secretary of State business-entity search. A registered agent MUST accept service, which is why it is the reliable channel when a company publishes no privacy address.

Mailing address. Not recorded.