Guardian Life

What this pass recorded. The most useful thing this row does is prevent a mistake. Pacific Guardian Life Insurance Co. Ltd. - a separate Hawaii-based insurer - had a breach, and it is NOT a subsidiary of or otherwise connected to Guardian Life Insurance Company of America. Two different companies, shared brand word, unrelated corporate families. This matters beyond bookkeeping: consumers researching whether their insurer was breached routinely land on the wrong company, and aggregator and content-mill sites conflate similarly-named entities constantly. No confirmed breach, regulatory action or privacy settlement attaching to Guardian Life itself surfaced this pass, and that is the honest state of the row rather than a clean bill of health.

• Severity
• Evidence tierUnassigned
• Claims confirmed
• Last verified2026-08-04

Primary source. None recorded — Unverified - heuristic first draft.

Arbitration

Not independently confirmed this pass — standard binding arbitration + class action waiver expected.

Contacts

Privacy contact. Not recorded.

Legal notice. NON-PUBLIC (mutual insurer; no SEC Form 10-K). Service route: c/o General Counsel / Corporate Secretary, New York, New York. Confirm the registered agent via the New York Department of State business-entity search and the insurer's filings with the New York State Department of Financial Services; a registered agent MUST accept service.

Mailing address. Not recorded.